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Empowering Growth Through Strategic Capital

We provide bespoke sovereign lending, Sharia-compliant corporate financing, and wealth management solutions — Empowering the visionaries of tomorrow

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About NCB Financial Capital

Your Financial Security and Growth Are Our Priority

Our Mission

We are committed to building lasting, trust‑based relationships with our clients—relationships that grow and continue across generations.

Our Vision

To serve clients across Saudi Arabia and beyond with trusted financial solutions, and to grow into a globally respected institution known for integrity, innovation, and long‑term valu

Our Goal

To serve clients across Saudi Arabia and around the world with reliable financial services, and to grow into a trusted, widely recognized institution built on integrity and long‑term value.

Bank Smarter. Live Freer.

Confidence, control, and security in every transaction

Take full control of your finances with the power to create unlimited virtual cards at your fingertips. Whether you're shopping online, managing subscriptions, or setting up separate cards for different business needs, our platform lets you generate virtual cards instantly—no waiting, no hassle. Each card comes with advanced security settings, giving you complete flexibility and peace of mind.

Designed for convenience and control, our virtual card system works seamlessly across devices, so you can issue and manage your cards anytime, anywhere. Say goodbye to card-sharing risks and overspending—start organizing your expenses with ease and stay one step ahead with a smarter, safer way to pay.

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Why Choose Us?

We are giving you the best services

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Secure Service

Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.

Lowest Transaction Fee

Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.

Our Loan Schemes

We Have The Best Loan Plans

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Saudi Education Support Loan

0.35% /30 Days
  • Interest Rate -6.55%
  • Take Minimum SAR10,000.00
  • Take Maximum SAR150,000.00
  • Per Installment 0.35%
  • Installment Interval 30 Days
  • Total Installment 267
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Saudi Business Expansion Loan

0.65% /30 Days
  • Interest Rate -12.25%
  • Take Minimum SAR100,000.00
  • Take Maximum SAR1,000,000.00
  • Per Installment 0.65%
  • Installment Interval 30 Days
  • Total Installment 135
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Islamic Personal Loan

0.25% /30 Days
  • Interest Rate 0.25%
  • Take Minimum SAR5,000.00
  • Take Maximum SAR100,000.00
  • Per Installment 0.25%
  • Installment Interval 30 Days
  • Total Installment 401
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Our Services

We make your life comfortable with our services.

Fast Transfer

Send funds instantly to your beneficiaries within NCB Financial Capital, or transfer to other banks with processing completed within 24 hours. Our system is designed to be simple, secure, and dependable—giving you peace of mind every time you move your money.

Deposit Funds

Deposits Made Simple with NCB Financial Services Account holders in Saudi Arabia can conveniently deposit funds through our secure payment channels. We support trusted online services including PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, and Payeer—ensuring flexibility and reliability for every transaction.

Withdraw Funds

Secure Withdrawals with NCB Financial Services Account holders can withdraw funds from their accounts with confidence. For your protection, all withdrawals require proper verification, ensuring every transaction is safe and authorized.

Global Financial Services with a Focus on Saudi Arabia

NCB Financial Capital delivers secure and compliant financial solutions in Saudi Arabia and internationally. We offer savings, investment, and financing services built on trust and long-term value.

24M

Account Holders

3B

Total Transaction

120

Total Branches

240+

Countries We Serve

As a small business owner, cash flow can be unpredictable. When I hit a rough patch, NCB Financial Capital gave me a personal loan with terms I could actually manage. No hidden fees, no pressure—just clear, honest support. Thank you for being there when I needed it most.

Khalid Saeed

Business owner

After graduating, I wanted to consolidate my student debt and start fresh. The team at NCB Financial Capital was patient, explained everything in plain language, and helped me secure a loan that actually worked for my new budget. It was a relief to work with real people who understood

Safa Farooq

CTO, UYT

Moving across the country for a dream job was exciting, but expensive. NCB Financial Capital helped me cover moving costs and the security deposit on my new apartment. Their team was responsive and supportive—like having a financial partner during a big life change

Mueen Akhtar

Managing Director, YY

I’d been wanting to turn my hobby into a small online business but didn’t have the startup capital. NCB Financial Capital believed in my idea and provided a personal loan that felt tailored to my goals. Now my side hustle is growing, and I have them to thank for the jumpstart

Wajahat Ali

Founder of Rex Fashion

As a single mom, I’m always cautious about taking on new debt. NCB Financial Capital made me feel secure and respected from start to finish. They didn’t just give me a loan; they gave me peace of mind. I’ll definitely recommend them to friends

Sania Zayed

House wife

Frequently Asked Questions

Though we have provided lots of information about us and how we serve what is our working process our terms and conditions our policies etc.

We operate online to reduce waiting time, avoid paperwork delays, and provide faster service. This model allows us to assist clients anywhere in Saudi Arabia without requiring physical visits.

No. All fees are clearly stated before you proceed with any service. Transparency is part of our commitment to building long‑term trust.

Yes. However, cancellation requires the submission of a formal written request to our compliance department. Please be aware that once the financing contract is activated, cancellation is subject to the applicable terms and conditions as outlined in the agreement and in accordance with the rules and regulations of the Saudi Central Bank (SAMA). Furthermore, in line with the directives of the Shariah Supervisory Board, early termination of an Islamic financing contract entails a profit adjustment, calculated based on the actual cost incurred by the financing entity. This adjustment is not a penalty, but rather a fair and equitable settlement of the financial obligation already entered into, consistent with the principles of Islamic jurisprudence

Yes. All our financing products are reviewed and approved by a Shariah Supervisory Board to ensure they comply with Islamic principles, including Murabaha and Ijarah structures.

Yes. All client data is protected through secure verification and encrypted systems. We follow strict privacy and compliance standards to ensure your information remains confidential.

We leverage a fully digital infrastructure to deliver fast, secure, and seamless services throughout Saudi Arabia. However, we recognize that major financial decisions often benefit from direct consultation. Clients are welcome to schedule a visit with our finance team for a personalized review of their accounts. This ensures you receive the high-touch, transparent service expected from Saudi financial institutions, while still enjoying the convenience of remote access for daily transactions.

Recording a phone call without the other person’s clear consent is restricted under Saudi privacy and cybercrime regulations. To avoid any misunderstanding or legal risk, we keep all communication in secure written form.

Our Partners

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